Category

Banking programs

Every Banking program, ranked by value, with eligibility and how to claim.

Updated weekly · checked 1 h ago
107live programs
107in this category

StartupPerks tracks 107 programs in the Banking category. Ranked by benefit value, biggest first, each with its eligibility and a link to apply.

Buyer's guide: Best Startup Bank Accounts & Perks 2026Mercury is the safest default; Ramp is the highest-value free pick; Brex fits funded, card-spend-heavy teams.Best Business Bank Accounts for StartupsFees, deposit insurance, yield and who can open each account, read from each provider's own pages, plus every business account we track by region.
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Programs in this category

Live startup credits, perks, and deals, ranked by benefit value, each with its eligibility and how to claim.

BankingCredits
Stripe Atlas (Incorporation + Credits + Perks)

Stripe

Value
Up to $3K credits
Who qualifies
No funding needed
Provider
BankingFree plan
Accelerator Checking

Grasshopper Bank

Value
Up to 1.35% APY
Who qualifies
No funding needed
BankingDiscount
Airwallex for Startups

Airwallex

Value
Up to 0% off
Who qualifies
Any startup
Provider
BankingCash & rewards
Alaan Corporate Cards & Business Account

Alaan

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
ANNA Business Account (free plan)

ANNA Money

Value
£1,000
Who qualifies
No funding needed
Provider
BankingCash & rewards
Arc Treasury & Cash Management for Startups

Arc

Value
Up to 87% off
Who qualifies
VC / accelerator-backed
Provider
BankingFree plan
Archa Business Card

Archa

Value
Company cards, zero…
Who qualifies
Incorporated
Provider
BankingFree plan
Asaas Conta Digital PJ

Asaas

Value
Free
Who qualifies
No funding needed
Provider
BankingProgram
Aspire for Startups Rewards

Aspire

Value
$500k+ in partner perks
Who qualifies
No funding needed
Provider
BankingFree plan
BILL Spend & Expense (formerly Divvy)

BILL Spend & Expense (Divvy)

Value
Free
Who qualifies
No funding needed
BankingFree plan
Bluevine Business Checking (Standard)

Bluevine

Value
1.3% APY
Who qualifies
Any startup
Provider
BankingFree plan
Breez SDK

Breez

Value
Free
Who qualifies
No funding needed
Provider
BankingCredits
Brex for Startups (partner perks)

Brex

Value
Over $350,000 in partner discounts
Who qualifies
Any startup
Provider
BankingCash & rewards
Brex New Customer Sign-Up Bonus

Brex

Value
Up to $500
Who qualifies
Incorporated
Provider
BankingFree plan
bunq Free Business

bunq

Value
Free Business plan
Who qualifies
No funding needed
Provider
BankingFree plan
Cashfree Payments (free onboarding)

Cashfree Payments

Value
Free
Who qualifies
No funding needed
BankingFree plan
CenterCard Corporate Card

Center

Value
Corporate card with…
Who qualifies
Incorporated
Provider
BankingFree plan
Chipper Cash Business

Chipper Cash

Value
Free
Who qualifies
No funding needed
Provider
BankingCredits
Circle Credits Program

Circle

Value
Credits toward…
Who qualifies
No funding needed
Provider
BankingCash & rewards
Clara for Startups

Clara

Value
10% cash back
Who qualifies
No funding needed
Provider
BankingCash & rewards
Cledara (SaaS management + cashback)

Cledara

Value
Up to 1% cash back
Who qualifies
No funding needed
Provider
BankingCash & rewards
Coast Fuel & Expense Cards

Coast

Value
Fleet fuel cards…
Who qualifies
Incorporated
Provider
BankingFree plan
Cora Conta PJ (free business account)

Cora

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Countingup Business Account (free trial)

Countingup

Value
Free 3-month trial
Who qualifies
No funding needed
Provider
BankingFree plan
Djamo Business Account

Djamo

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Eversend Business

Eversend

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Expensify Free plan + Expensify Card

Expensify

Value
1% cash back
Who qualifies
No funding needed
Provider
BankingFree plan
Fincra Business Account

Fincra

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Finom Free Business Account

Finom

Value
Free plan
Who qualifies
No funding needed
Provider
BankingFree plan
Fireblocks for Startups

Fireblocks

Value
Free
Who qualifies
No funding needed
Provider
BankingCash & rewards
Flex Business Banking & Cards

Flex

Value
2% cash back
Who qualifies
No funding needed
Provider
BankingCash & rewards
Float for Startups

Float Financial

Value
Corporate cards…
Who qualifies
Incorporated
BankingFree plan
Flutterwave for Business (free store)

Flutterwave

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Found Free Business Banking

Found

Value
Free
Who qualifies
Any startup
Provider
BankingFree plan
Free Business Account and Card

Konfio

Value
Free
Who qualifies
Incorporated
Provider
BankingFree plan
Free Business Bank Account

Zempler Bank

Value
Free
Who qualifies
No funding needed
Provider
BankingCash & rewards
Fyorin Financial Operations

Fyorin

Value
Multi-currency…
Who qualifies
Incorporated
Provider
BankingFree plan
Grey Business Accounts

Grey

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Griffin Free Sandbox (BaaS)

Griffin

Value
Free
Who qualifies
No funding needed
Provider
BankingDiscount
Grow with Payhawk (Growth Program)

Payhawk

Value
Market-leading…
Who qualifies
No funding needed
Provider
BankingFree plan
HSBC Innovation Banking for Startups

HSBC Innovation Banking

Value
Startup banking +…
Who qualifies
VC / accelerator-backed
BankingProgram
Innovation Economy Banking (J.P. Morgan for Startups)

J.P. Morgan

Value
No fees for up to 3 years
Who qualifies
Any startup
Provider
BankingFree plan
Instamojo Forever Free Plan

Instamojo

Value
Forever Free plan
Who qualifies
No funding needed
Provider
BankingCash & rewards
Jeeves Corporate Card & Rewards

Jeeves

Value
Up to 1% cash back
Who qualifies
Any startup
Provider
BankingCash & rewards
Juni Business Account + Cashback

Juni

Value
Up to 1% cash back
Who qualifies
Incorporated
Provider
BankingCash & rewards
Karbon Corporate Cards

Karbon Card

Value
Corporate cards…
Who qualifies
No funding needed
Provider
BankingFree plan
Keep Corporate Card & Banking

Keep

Value
All-in-one…
Who qualifies
Incorporated
Provider
BankingFree plan
Klasha Business Accounts

Klasha

Value
Multi-currency…
Who qualifies
No funding needed
Provider
BankingProgram
Kodo for Startups

Kodo

Value
Corporate cards and…
Who qualifies
No funding needed
Provider
BankingFree plan
Kontist Free Business Account

Kontist

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Kuda Business

Kuda

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Lili Core (Free Business Checking)

Lili

Value
2.25% APY
Who qualifies
Any startup
Provider
BankingCash & rewards
Mamo Business (cashback)

Mamo

Value
Up to 8% cash back
Who qualifies
No funding needed
Provider
BankingFree plan
Mari Business Account

MariBank

Value
Digital business…
Who qualifies
No funding needed
Provider
BankingFree plan
Market Data Free Forever

Market Data

Value
Free
Who qualifies
No funding needed
Provider
BankingCash & rewards
Meow Business Banking for Startups

Meow

Value
Free for startups
Who qualifies
Incorporated
Provider
BankingFree plan
Mercury (startup banking + Perks marketplace)

Mercury

Value
Free
Who qualifies
No funding needed
Provider
BankingCash & rewards
Mercury Business Banking + Referral Bonus

Mercury

Value
Referral bonus…
Who qualifies
Any startup
Provider
BankingFree plan
Mesh Pro (free plan)

Mesh Payments

Value
Free
Who qualifies
No funding needed
BankingFree plan
Mettle Business Account

Mettle by NatWest

Value
Free
Who qualifies
No funding needed
BankingFree plan
Mollie Startup Program

Mollie

Value
Fees waived
Who qualifies
Any startup
Provider
BankingFree plan
MoneyHash for Startups

MoneyHash

Value
Free
Who qualifies
Incorporated
Provider
BankingFree plan
Moniepoint Business Banking

Moniepoint

Value
Business banking…
Who qualifies
No funding needed
Provider
BankingFree plan
Monzo Business Lite (free)

Monzo

Value
Free Lite plan
Who qualifies
No funding needed
Provider
BankingFree plan
Moss Corporate Cards & Spend Management

Moss

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
N26 Business Standard (free)

N26

Value
Free Business Standard account
Who qualifies
No funding needed
Provider
BankingFree plan
Novo Perks

Novo

Value
More than $3,000 in partner perks
Who qualifies
No funding needed
Provider
BankingFree plan
Open-Source Ledger

Blnk

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Open-Source Ledger Core

Formance

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Open-Source Ledger Database

TigerBeetle

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
OxaPay Crypto Gateway

OxaPay

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Payoneer Business Account

Payoneer

Value
Global…
Who qualifies
Any startup
Provider
BankingFree plan
Paystack for Startups (Catalyst)

Paystack

Value
Fees waived
Who qualifies
Any startup
Provider
BankingCash & rewards
Pemo Corporate Cards & Business Account

Pemo

Value
Up to 3.75% yield
Who qualifies
No funding needed
Provider
BankingFree plan
Pleo for Startups

Pleo

Value
Up to 0.75% cash back
Who qualifies
No funding needed
Provider
BankingCash & rewards
Pliant Business Credit Card

Pliant

Value
Up to 1% cash back
Who qualifies
Incorporated
Provider
BankingFree plan
Prospa Business Banking

Prospa

Value
Business current…
Who qualifies
No funding needed
Provider
BankingCash & rewards
Qashio Corporate Cards & Rewards

Qashio

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Qonto Business Account (free tier + startup offer)

Qonto

Value
Up to 3 months free
Who qualifies
No funding needed
Provider
BankingProgram
Razorpay Rize

Razorpay

Value
Low-fee company…
Who qualifies
No funding needed
Provider
BankingFree plan
Relay Starter (Free Business Banking)

Relay

Value
Free
Who qualifies
Any startup
Provider
BankingFree plan
Revolut Business (free Basic plan)

Revolut Business

Value
Free
Who qualifies
No funding needed
BankingCash & rewards
Rho Business Banking + Treasury

Rho

Value
Up to 2% cash back
Who qualifies
Incorporated
Provider
BankingFree plan
Settle Launch (free plan)

Settle

Value
$20K-$15M
Who qualifies
No funding needed
Provider
BankingFree plan
Shine Compte Pro (free plan)

Shine

Value
Free
Who qualifies
No funding needed
Provider
BankingDiscount
Skydo Cross-border Payments

Skydo

Value
Zero FX margin,…
Who qualifies
No funding needed
Provider
BankingFree plan
Slash Business Banking & Cards

Slash

Value
Free
Who qualifies
Any startup
Provider
BankingProgram
Sleek Free Incorporation + Business Account

Sleek

Value
Up to SGD 6,000
Who qualifies
No funding needed
Provider
BankingFree plan
Starling Business Current Account

Starling Bank

Value
Free
Who qualifies
No funding needed
BankingFree plan
SVB Startup Banking (First Citizens Bank)

Silicon Valley Bank

Value
Up to 3.30% APY
Who qualifies
VC / accelerator-backed
BankingCash & rewards
Tide Business Account

Tide

Value
£200
Who qualifies
Any startup
Provider
BankingCash & rewards
Venn Business Account & Card

Venn

Value
1% cash back
Who qualifies
Incorporated
Provider
BankingCash & rewards
Vivid Business (cashback + free plan)

Vivid Money

Value
Free Start plan
Who qualifies
No funding needed
Provider
BankingFree plan
Volopay for Startups

Volopay

Value
12-month free trial
Who qualifies
No funding needed
Provider
BankingFree plan
Volt Open Banking Payments

Volt

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Wallester Business (free)

Wallester

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
wamo Freemium Business Account

wamo

Value
Free plan
Who qualifies
No funding needed
Provider
BankingCash & rewards
Wayflyer Revenue-Based Funding

Wayflyer

Value
$5K to $20M
Who qualifies
Any startup
Provider
BankingFree plan
Waza Business Payments

Waza

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Weel Corporate Cards & Spend (free trial)

Weel

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Wise Business Account

Wise

Value
3.4% APY
Who qualifies
Any startup
Provider
BankingFree plan
WorldFirst World Account (free)

WorldFirst

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Xendit (free to start)

Xendit

Value
Free
Who qualifies
No funding needed
Provider
BankingDiscount
XFlow Cross-border Collections

XFlow

Value
Transparent,…
Who qualifies
No funding needed
Provider
BankingFree plan
Xpence Business Account & Cards

Xpence

Value
Account plus…
Who qualifies
Incorporated
Provider
BankingFree plan
XRates FX Rates API

XRates

Value
Free
Who qualifies
No funding needed
Provider
BankingFree plan
Zeller for Startups

Zeller

Value
Free
Who qualifies
No funding needed
Provider
Questions

Banking programs: common questions

What is the most valuable Banking perk for startups?

Brex New Customer Sign-Up Bonus from Brex is the highest-value Banking perk we track, worth Up to $500 cash & rewards.

Which Banking perks need no funding or accelerator?

104 of the 107 Banking programs are open to any startup with no investor or accelerator requirement.

How many Banking startup perks are there?

StartupPerks tracks 107 live Banking programs, each with its eligibility, value, and how to claim it.

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StartupPerks is an independent comparison tool, not affiliated with or endorsed by the programs it lists. Values and eligibility are aggregated from each provider's public pages and can change or be incomplete. Always confirm the current terms and your eligibility on the provider's own page before applying.