Ramp Free plan

Ramp is a corporate card and spend management platform. Its Free plan gives smaller teams corporate cards and expense tools for $0 per user per month.

RampUpdated monthly · checked 22 h ago

Ramp Free plan is a banking and fintech perk from Ramp, offering a free plan ($0/user/mo), for startups in the US, no funding required.

Who qualifies
No funding needed
Benefit type
Free plan

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While you apply

Also useful for banking and incorporation

Applying to Ramp takes a few minutes. Referral links, picked for fit and ordered by fit (70%) and what a signup earns us (30%), at no cost to you. They never change this page's ranking.

What you get

Inside Ramp Free plan

  • Ramp Free is $0 per user per month and is designed for smaller teams.
  • Its key features include a corporate card with unlimited cards, card issuing controls, and travel and expense tools.
  • Ramp Plus is $15 per user per month plus a platform fee based on team size, and can be tried with a free 30-day trial.
Eligibility

Who it's for

Funding / backing
No funding needed
Geography
US
Recurring / expiry
Free plan with no time limit.
Other requirements
The Ramp Visa Corporate Card is issued in the U.S. to U.S. corporations and is subject to credit approval. Advanced features are on the paid Plus plan.
How to claim

How to apply for Ramp Free plan

Steps to apply
  1. 1Sign up free on ramp.com.
  2. 2No application is needed.
Good to know: Plans read on ramp.com/pricing on October 28, 2026.
Value is the headline maximum Ramp advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. A comparison, not endorsed by the programs listed. A link labeled as a referral link may earn us a commission, and a program labeled Same owner comes from the company that runs StartupPerks. Confirm current terms on the provider's page.
If you don't qualify

Compare other banking & fintech programs

Ramp Free plan has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Questions

Ramp Free plan: common questions

Is Ramp free?

Yes, Ramp can be used for free. Free plan ($0/user/mo). As stated on Ramp's own page, linked on this page.

Who qualifies for Ramp Free plan?

Ramp Free plan is for startups in the US, no funding required. The Ramp Visa Corporate Card is issued in the U.S. to U.S. corporations and is subject to credit approval. Advanced features are on the paid Plus plan.

Do I need to be VC-backed or in an accelerator to get Ramp Free plan?

No. Ramp Free plan is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Ramp Free plan?

Sign up free on ramp.com. No application is needed.

How long do I have to use Ramp Free plan, and does it expire?

Free plan with no time limit.

Is Ramp Free plan available outside the US?

Ramp Free plan is available in the US.

The full listRamp Partner Rewards: all 103 deals, compared with applying directlyEvery perk Ramp lists for its customers with its conditions, read from Ramp's own page on October 28, 2026.Free expense management, comparedRamp's free plan next to every other free expense platformWhat each expense platform gives you free today, its main limit and what the first paid plan costs, read from each provider's own page.
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