Arc Treasury & Cash Management for Startups

Software-driven treasury and banking for startups with tiered yield and cashback.

ArcUpdated monthly · checked 6 wk ago

Arc Treasury & Cash Management for Startups is a banking and fintech perk from Arc, offering up to 3.92% yield, for VC- or accelerator-backed startups in the US.

Value: Up to 3.92% yield
Who qualifies: VC / accelerator-backed
Benefit type: Cash & rewards
Terms: Verified

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While you apply

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Applying to Arc takes a few minutes.

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What you get

Inside Arc Treasury & Cash Management for Startups

Cash management with up to $2.5M combined FDIC insurance via sweep network and tiered net yield: Essentials (up to ~3.87% + 1.0% card cashback), Premium (up to ~4.27% + 1.5%), Enterprise (up to ~4.32% + 2.0%).

Source: The provider's official program page (joinarc.com/treasury-management) · as of Oct 3, 2026

Eligibility

Who it's for

Seed Series A Series B+VC / accelerator-backed US

Funding / backing: VC / accelerator-backed
Geography: US
Recurring / expiry: Subscription tiers; yield rates variable.
Other requirements: US-incorporated startups (Arc primarily serves venture-backed tech companies). Higher tiers are paid subscriptions; yield variable.

How to claim

How to apply for Arc Treasury & Cash Management for Startups

What to have ready

Confirmation of your accelerator / investor backing (a referral or partner code)
Your incorporation details (EIN or company registration)

Steps to apply

1Apply at joinarc.com and select a treasury tier after approval.

Good to know: Value is a yield/cashback rate, not a fixed dollar perk.

Apply at Arc

Source: The provider's official program page (joinarc.com/treasury-management) · as of Oct 3, 2026

Value is the headline maximum Arc advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. A comparison, not endorsed by the programs listed. A program labeled Same owner comes from the company that runs StartupPerks. Confirm current terms on the provider's page.

If you don't qualify

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Arc Treasury & Cash Management for Startups has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

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Questions

Arc Treasury & Cash Management for Startups: common questions

What do you get with Arc Treasury & Cash Management for Startups?

Arc Treasury & Cash Management for Startups offers up to 3.92% yield.

Who qualifies for Arc Treasury & Cash Management for Startups?

Arc Treasury & Cash Management for Startups is for VC- or accelerator-backed startups in the US. US-incorporated startups (Arc primarily serves venture-backed tech companies). Higher tiers are paid subscriptions; yield variable.

Do I need to be VC-backed or in an accelerator to get Arc Treasury & Cash Management for Startups?

Yes. Arc Treasury & Cash Management for Startups requires venture or accelerator backing; the higher tiers are unlocked through your investor or accelerator. US-incorporated startups (Arc primarily serves venture-backed tech companies). Higher tiers are paid subscriptions; yield variable.

How do I apply for Arc Treasury & Cash Management for Startups?

Apply at joinarc.com and select a treasury tier after approval.

How long do I have to use Arc Treasury & Cash Management for Startups, and does it expire?

Subscription tiers; yield rates variable.

Is Arc Treasury & Cash Management for Startups available outside the US?

Arc Treasury & Cash Management for Startups is available in the US.

Has Arc Treasury & Cash Management for Startups changed its terms?

Not in our reads. We have read Arc's page for it 2 times since September 6, 2026, most recently on October 3, 2026. None of them found a different figure or a change in whether it takes applications.

Terms history

Arc Treasury & Cash Management for Startups's terms over time

We have read Arc's page for it (joinarc.com/treasury-management) twice since September 6, 2026, most recently on October 3, 2026. No read has found a different figure or a change in whether it takes applications.

Every startup program change we found this quarter