Banking & FintechFree plan

Novo Perks

US small-business neobank (no monthly fees, free ACH/incoming wires, invoicing) bundling third-party software discounts and credits.

NovoUpdated weekly · may be out of date · checked 3 wk ago

Novo Perks is a banking and fintech perk from Novo worth more than $3,000 in partner perks, for startups in the US, no funding required.

Value: More than $3,000 in partner perks
Who qualifies: No funding needed
Benefit type: Free plan
Terms: Verified

Apply at Novo

What you get

Inside Novo Perks

Free business checking with no monthly fee or minimum balance, plus Novo Perks: more than $3,000 in savings on partner tools, such as up to 30% off QuickBooks, 20% off TurboTax and Dropbox, and 25% back on Slack.
Deposits are FDIC-insured up to $250,000 through Middlesex Federal Savings, F.A.

Source: The provider's official program page · as of Sep 6, 2026

Eligibility

Who it's for

Idea Pre-seed Seed No funding needed United States

Funding / backing: No funding needed
Startup stage: Idea, Pre-seed, Seed
Geography: United States
Recurring / expiry: Perks catalog updates over time.
Other requirements: A US-registered business whose owners live in the US; perks are available to Novo account holders and partner offers change over time.

How to claim

How to apply for Novo Perks

What to have ready

Your incorporation details (EIN or company registration)

Steps to apply

1Open a free Novo business banking account
2redeem perks from the in-app perks catalog.

Good to know: Re-verified on novo.co on 2026-09-25: the $3,000+ is a total of partner offers ('more than $3,000 in savings on best-in-class tools'), not a direct benefit.

Apply at Novo

Source: The provider's official program page · as of Sep 6, 2026

Value is the headline maximum Novo advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.

If you don't qualify

Compare other banking & fintech programs

Novo Perks has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Stripe Atlas (Incorporation + Credits + Perks)

Stripe

Up to $3K credits

Wise Business Account

Wise

3.4% APY

Payoneer Business Account

Payoneer

Global…

WorldFirst World Account (free)

WorldFirst

Free

Questions

Novo Perks: common questions

How much is Novo Perks worth?

Novo Perks is worth more than $3,000 in partner perks. Free business checking with no monthly fee or minimum balance, plus Novo Perks: more than $3,000 in savings on partner tools, such as up to 30% off QuickBooks, 20% off TurboTax and Dropbox, and 25% back on Slack. Deposits are FDIC-insured up to $250,000 through Middlesex Federal Savings, F.A.

Who qualifies for Novo Perks?

Novo Perks is for idea-stage, pre-seed and seed startups in the US, no funding required. A US-registered business whose owners live in the US; perks are available to Novo account holders and partner offers change over time.

Do I need to be VC-backed or in an accelerator to get Novo Perks?

No. Novo Perks is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Novo Perks?

Open a free Novo business banking account, then redeem perks from the in-app perks catalog.

How long do I have to use Novo Perks, and does it expire?

Perks catalog updates over time.

Is Novo Perks available outside the US?

Novo Perks is available in the US.