Expensify Free plan + Expensify Card

Free expense management for small teams and bootstrapped startups plus the Expensify Card earning 1% cash back on all US purchases (2% if the org spends $250k+/month), with unlimited receipt SmartScan, next-day reimbursements, bill pay, and invoicing.

ExpensifyUpdated weekly · checked 5 h ago

Expensify Free plan + Expensify Card is a banking and fintech perk from Expensify, offering a free plan; Expensify Card 1% cash back (2% over $250k/mo), for startups in the US, no funding required.

Who qualifies
No funding needed
Benefit type
Free plan
What you get

Inside Expensify Free plan + Expensify Card

Expensify Card gives 1% cash back on all US purchases (2% if the org spends $250k+/month across cards); using the card for at least half of monthly expenses cuts the Expensify bill by 50%. Includes unlimited SmartScan receipt capture, free next-day reimbursement, bill pay, invoicing, and Expensify Chat. Expensify publicly launched a Free plan for small businesses.

Eligibility

Who it's for

Funding / backing
No funding needed
Geography
United States
Recurring / expiry
Ongoing
Other requirements
Expensify Card requires linking a verified US business bank account.
How to claim

How to apply for Expensify Free plan + Expensify Card

What to have ready
  • A company email on your own website domain (not a personal address)
Steps to apply
  1. 1Sign up at expensify.com; link a US business bank account to activate the Expensify Card.
Good to know: Cash-back rate confirmed on the live startups playbook page; the standalone Free plan was announced via Expensify IR (ir.expensify.com). Added 2026-08-18; source URL verified live and on the provider's own domain.
Value is the headline maximum Expensify advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.
If you don't qualify

Compare other banking & fintech programs

Expensify Free plan + Expensify Card has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Questions

Expensify Free plan + Expensify Card: common questions

What do you get with Expensify Free plan + Expensify Card?

Expensify Free plan + Expensify Card offers a free plan; Expensify Card 1% cash back (2% over $250k/mo).

Who qualifies for Expensify Free plan + Expensify Card?

Expensify Free plan + Expensify Card is for startups in the US, no funding required. Expensify Card requires linking a verified US business bank account.

Do I need to be VC-backed or in an accelerator to get Expensify Free plan + Expensify Card?

No. Expensify Free plan + Expensify Card is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Expensify Free plan + Expensify Card?

Sign up at expensify.com; link a US business bank account to activate the Expensify Card.

How long do I have to use Expensify Free plan + Expensify Card, and does it expire?

Ongoing

Is Expensify Free plan + Expensify Card available outside the US?

Expensify Free plan + Expensify Card is available in the US.

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