Banking & FintechFree plan

N26 Business Standard (free)

European mobile bank with a free business account for freelancers/self-employed and 0.1% cashback on card spend on paid tiers.

N26Updated weekly · checked 5 h ago

N26 Business Standard (free) is a banking and fintech perk from N26, offering a free Business Standard account; 0.1% cashback on Business Smart (€4.90/mo), for startups in the EU, no funding required.

Who qualifies
No funding needed
Benefit type
Free plan
Apply at N26
What you get

Inside N26 Business Standard (free)

Free business account for the self-employed with a Mastercard; paid Business Smart adds uncapped 0.1% cashback.

Source: The provider's official program page

Eligibility

Who it's for

europebusiness-accountcashbackfreelancers
Funding / backing
No funding needed
Geography
European Union
Recurring / expiry
Ongoing
How to claim

How to apply for N26 Business Standard (free)

What to have ready
  • Your incorporation details (EIN or company registration)
  • A company email on your own website domain (not a personal address)
Steps to apply
  1. 1Open an account at n26.com
Good to know: For freelancers and self-employed people (not registered companies). Added 2026-08-18; source URL verified live and on the provider's own domain.
Apply at N26

Source: The provider's official program page

Value is the headline maximum N26 advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.
If you don't qualify

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N26 Business Standard (free) has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

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Questions

N26 Business Standard (free): common questions

What do you get with N26 Business Standard (free)?

N26 Business Standard (free) offers a free Business Standard account; 0.1% cashback on Business Smart (€4.90/mo).

Who qualifies for N26 Business Standard (free)?

N26 Business Standard (free) is for startups in the EU, no funding required.

Do I need to be VC-backed or in an accelerator to get N26 Business Standard (free)?

No. N26 Business Standard (free) is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for N26 Business Standard (free)?

Open an account at n26.com

How long do I have to use N26 Business Standard (free), and does it expire?

Ongoing

Is N26 Business Standard (free) available outside the US?

N26 Business Standard (free) is available in the EU.

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