Stripe Startups Program

Stripe's by-application program for early-stage, venture-backed startups: credits that offset Stripe fees (or waived card processing fees in some countries), product support from Stripe's experts and a community of founders and Stripe leaders.

StripeUpdated monthly · checked 8 d ago

Stripe Startups Program is a banking and fintech perk from Stripe, offering Stripe fee credits or waived fees, for VC- or accelerator-backed startups.

Who qualifies
VC / accelerator-backed
Benefit type
Credits

Watch this program

Get an email if Stripe Startups Program closes, changes its offer or sets a deadline. No other email.

While you apply

Also useful for banking and incorporation

Applying to Stripe takes a few minutes. Shown only because they fit what this page is about, and ordered by that fit (70%) and what a referral is expected to earn us (30%). We may earn a commission if you sign up through one of these, at no cost to you. They never change the ranking of this page.

What you get

Inside Stripe Startups Program

  • Depending on the country, either fee credits that offset Stripe fees on products like Payments, Connect, Billing, Tax and Stripe Sigma (in 31 countries, including the US, Canada, Great Britain, Germany, France, Australia, Japan and Singapore), or waived payment processing fees up to a volume approved for your account (in all other countries).
  • Also an exclusive cap on Stripe Invoicing (starting at 0.4%) up to $10 per invoice, education, tailored advice on integrations and tools, and a community of founders and Stripe leaders.
  • Stripe publishes no offer amount: it varies by offer type and referral source, and investors in Stripe's startup partner network can unlock elevated offers for their portfolio.

Source: The provider's official program page · as of Oct 19, 2026

Eligibility

Who it's for

Funding / backing
VC / accelerator-backed
Startup stage
Pre-seed, Seed, Series A
Geography
Global
Recurring / expiry
You have 12 months to activate the offer; once activated it lasts 12 months or until you reach the offer limit, whichever comes first, and it does not apply to payments made before activation.
Other requirements
Early-stage, venture-backed companies: the application must include proof of institutional funding (a PitchBook or similar link naming your investors, articles announcing the funding, or other documentation). Fee credits go to approved startups with an active Stripe account on Stripe's standard pricing, with access to a Stripe Dashboard and not connected to a platform that controls their pricing. A startup can redeem one offer in its lifetime. Existing Stripe users can apply.
How to claim

How to apply for Stripe Startups Program

What to have ready
  • Confirmation of your accelerator / investor backing (a referral or partner code)
Steps to apply
  1. 1Apply online at stripe.com/startups, or through the private referral link from your investor if the firm is in Stripe's Startup Partner program.
  2. 2Complete the form, make sure your Stripe account is active and fully verified, and submit: Stripe says it reviews applications in 2 to 3 business days and emails the approved offer amount, which an admin or owner accepts from the banner in the Dashboard.
Good to know: Read on stripe.com/startups and Stripe's Startups program FAQ on October 19, 2026. Fee credits do not cover Crypto, Capital, Atlas, Terminal devices, Link passthrough, PayPal fees or professional services; waived processing fees cover card and local payment method processing only. Separate from Stripe Atlas, and the two can be stacked.

Source: The provider's official program page · as of Oct 19, 2026

Value is the headline maximum Stripe advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not endorsed by the programs listed. A link labeled as a referral link may earn us a commission. Confirm current terms on the provider's page.
Through your bank or card

Other ways to get a deal on Stripe

Mercury and Ramp give their customers deals on Stripe. They are separate from Stripe Startups Program, each with its own conditions, and partners usually allow one startup deal per company, so compare who qualifies before you apply.

Read from each platform's own perks page on or after October 14, 2026.

If you don't qualify

Compare other banking & fintech programs

Stripe Startups Program has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Questions

Stripe Startups Program: common questions

What do you get with Stripe Startups Program?

Stripe Startups Program offers Stripe fee credits or waived fees. Depending on the country, either fee credits that offset Stripe fees on products like Payments, Connect, Billing, Tax and Stripe Sigma (in 31 countries, including the US, Canada, Great Britain, Germany, France, Australia, Japan and Singapore), or waived payment processing fees up to a volume approved for your account (in all other countries). Also an exclusive cap on Stripe Invoicing (starting at 0.4%) up to $10 per invoice, education, tailored advice on integrations and tools, and a community of founders and Stripe leaders. Stripe publishes no offer amount: it varies by offer type and referral source, and investors in Stripe's startup partner network can unlock elevated offers for their portfolio.

Who qualifies for Stripe Startups Program?

Stripe Startups Program is for VC- or accelerator-backed pre-seed, seed and Series A startups. Early-stage, venture-backed companies: the application must include proof of institutional funding (a PitchBook or similar link naming your investors, articles announcing the funding, or other documentation). Fee credits go to approved startups with an active Stripe account on Stripe's standard pricing, with access to a Stripe Dashboard and not connected to a platform that controls their pricing. A startup can redeem one offer in its lifetime. Existing Stripe users can apply.

Do I need to be VC-backed or in an accelerator to get Stripe Startups Program?

Yes. Stripe Startups Program requires venture or accelerator backing; the higher tiers are unlocked through your investor or accelerator. Early-stage, venture-backed companies: the application must include proof of institutional funding (a PitchBook or similar link naming your investors, articles announcing the funding, or other documentation). Fee credits go to approved startups with an active Stripe account on Stripe's standard pricing, with access to a Stripe Dashboard and not connected to a platform that controls their pricing. A startup can redeem one offer in its lifetime. Existing Stripe users can apply.

How do I apply for Stripe Startups Program?

Apply online at stripe.com/startups, or through the private referral link from your investor if the firm is in Stripe's Startup Partner program. Complete the form, make sure your Stripe account is active and fully verified, and submit: Stripe says it reviews applications in 2 to 3 business days and emails the approved offer amount, which an admin or owner accepts from the banner in the Dashboard.

How long do I have to use Stripe Startups Program, and does it expire?

You have 12 months to activate the offer; once activated it lasts 12 months or until you reach the offer limit, whichever comes first, and it does not apply to payments made before activation.

Is Stripe Startups Program available outside the US?

Stripe Startups Program is available globally, subject to the provider's terms.

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