Moniepoint Business Banking

Nigeria's largest merchant acquirer offering business banking accounts, expense cards and bookkeeping for SMEs and startups.

MoniepointUpdated weekly · checked 5 h ago

Moniepoint Business Banking is a banking and fintech perk from Moniepoint, offering a business banking account with expense cards and bookkeeping, for startups in Nigeria, no funding required.

Who qualifies
No funding needed
Benefit type
Free plan
What you get

Inside Moniepoint Business Banking

Business and personal banking with instant transactions, expense cards, accounting and bookkeeping; also expanding into Kenya.

Eligibility

Who it's for

Funding / backing
No funding needed
Geography
Nigeria
Recurring / expiry
Ongoing
Other requirements
Nigerian business.
How to claim

How to apply for Moniepoint Business Banking

What to have ready
  • A company email on your own website domain (not a personal address)
Steps to apply
  1. 1Open an account at moniepoint.com/banking
Good to know: Added 2026-08-18; source URL verified live and on the provider's own domain.
Value is the headline maximum Moniepoint advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.
If you don't qualify

Compare other banking & fintech programs

Moniepoint Business Banking has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Questions

Moniepoint Business Banking: common questions

What do you get with Moniepoint Business Banking?

Moniepoint Business Banking offers a business banking account with expense cards and bookkeeping.

Who qualifies for Moniepoint Business Banking?

Moniepoint Business Banking is for startups in Nigeria, no funding required. Nigerian business.

Do I need to be VC-backed or in an accelerator to get Moniepoint Business Banking?

No. Moniepoint Business Banking is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Moniepoint Business Banking?

Open an account at moniepoint.com/banking

How long do I have to use Moniepoint Business Banking, and does it expire?

Ongoing

Is Moniepoint Business Banking available outside the US?

Moniepoint Business Banking is available in Nigeria.

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