Qonto Business Account (free tier + startup offer)
European business account and finance tool with a free account for sole proprietors and up to 3 months free on paid plans for new startups.
Qonto Business Account (free tier + startup offer) is a banking and fintech perk from Qonto, offering up to a €600 welcome bonus, for startups in France, Germany, Italy and Spain, no funding required.
- Who qualifies
- No funding needed
- Benefit type
- Free plan
- Terms
- Stated by provider
Inside Qonto Business Account (free tier + startup offer)
Online business account with cards, bookkeeping and invoicing; free plan for sole traders and promotional free months for startups on paid tiers.
Source: The provider's official program page · as of Sep 12, 2026
Who it's for
- Funding / backing
- No funding needed
- Geography
- France, Germany, Italy, Spain
- Recurring / expiry
- Ongoing
How to apply for Qonto Business Account (free tier + startup offer)
- A company email on your own website domain (not a personal address)
- 1Open an account online in ~10 minutes on qonto.com
Source: The provider's official program page · as of Sep 12, 2026
Compare other banking & fintech programs
Qonto Business Account (free tier + startup offer) has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.
Qonto Business Account (free tier + startup offer): common questions
What do you get with Qonto Business Account (free tier + startup offer)?
Qonto Business Account (free tier + startup offer) offers up to a €600 welcome bonus.
Who qualifies for Qonto Business Account (free tier + startup offer)?
Qonto Business Account (free tier + startup offer) is for startups in France, Germany, Italy and Spain, no funding required.
Do I need to be VC-backed or in an accelerator to get Qonto Business Account (free tier + startup offer)?
No. Qonto Business Account (free tier + startup offer) is open to any startup that meets the stated criteria, no investor or accelerator backing required.
How do I apply for Qonto Business Account (free tier + startup offer)?
Open an account online in ~10 minutes on qonto.com
How long do I have to use Qonto Business Account (free tier + startup offer), and does it expire?
Ongoing
Is Qonto Business Account (free tier + startup offer) available outside the US?
Qonto Business Account (free tier + startup offer) is available in France, Germany, Italy and Spain.
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