Rho Business Banking + Treasury

Free startup banking with treasury, savings with expanded FDIC coverage, and cashback cards.

RhoUpdated monthly · checked 4 wk ago

Rho Business Banking + Treasury is a banking and fintech perk from Rho, offering up to 2% cashback on cards (Rho Platinum) + free business checking, for incorporated startups in the US.

Value: Up to 2% cash back
Who qualifies: Incorporated
Benefit type: Cash & rewards
Terms: Stated by provider

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While you apply

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What you get

Inside Rho Business Banking + Treasury

Business checking with $0 monthly, per-user and minimum-balance fees, corporate cards with up to 2% cashback with Rho Platinum (terms apply), a savings account paying up to 1.00% APY on a $25,000 average balance with up to $75M in FDIC insurance through a network of 400+ banks, Treasury from a $50,000 minimum, and $1M+ in partner rewards.

Source: The provider's official program page (rho.co/startups) · as of Oct 15, 2026

Eligibility

Who it's for

Pre-seed Seed Series A Series B+Incorporated US

Funding / backing: Incorporated
Geography: US
Recurring / expiry: Ongoing; yields and cashback terms can change.
Other requirements: A US-incorporated LLC or corporation with an EIN; sole proprietorships are not eligible. Rho Platinum cashback requires routing payroll and revenue through Rho and holding most company assets there. Treasury requires $50,000.

How to claim

How to apply for Rho Business Banking + Treasury

What to have ready

Your incorporation details (EIN or company registration)

Steps to apply

1Apply at rho.co, open an account, fund it to access treasury, cards, and any active deposit bonus.

Apply at Rho

Source: The provider's official program page (rho.co/startups) · as of Oct 15, 2026

Value is the headline maximum Rho advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. A comparison, not endorsed by the programs listed. A program labeled Same owner comes from the company that runs StartupPerks. Confirm current terms on the provider's page.

If you don't qualify

Compare other banking & fintech programs

Rho Business Banking + Treasury has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

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Questions

Rho Business Banking + Treasury: common questions

What do you get with Rho Business Banking + Treasury?

Rho Business Banking + Treasury offers up to 2% cashback on cards (Rho Platinum) + free business checking.

Who qualifies for Rho Business Banking + Treasury?

Rho Business Banking + Treasury is for incorporated startups in the US. A US-incorporated LLC or corporation with an EIN; sole proprietorships are not eligible. Rho Platinum cashback requires routing payroll and revenue through Rho and holding most company assets there. Treasury requires $50,000.

How do I apply for Rho Business Banking + Treasury?

Apply at rho.co, open an account, fund it to access treasury, cards, and any active deposit bonus.

How long do I have to use Rho Business Banking + Treasury, and does it expire?

Ongoing; yields and cashback terms can change.

Is Rho Business Banking + Treasury available outside the US?

Rho Business Banking + Treasury is available in the US.

Has Rho Business Banking + Treasury changed its terms?

Not in our reads. We have read Rho's page for it 2 times since October 3, 2026, most recently on October 15, 2026. None of them found a different figure or a change in whether it takes applications.

Terms history

Rho Business Banking + Treasury's terms over time

We have read Rho's page for it (rho.co/startups) twice since October 3, 2026, most recently on October 15, 2026. No read has found a different figure or a change in whether it takes applications.

Every startup program change we found this quarter