Banking & FintechCash & rewards

Rho Business Banking + Treasury

Free startup banking with treasury, savings with expanded FDIC coverage, and cashback cards.

RhoUpdated weekly · checked 1 h ago

Rho Business Banking + Treasury is a banking and fintech perk from Rho, offering up to 2% cashback on cards (Rho Platinum) + free business checking, for incorporated startups in the US.

Who qualifies
Incorporated
Benefit type
Cash & rewards
What you get

Inside Rho Business Banking + Treasury

Business checking with $0 monthly fees and no minimum balance, corporate cards with 1.25% standard cashback (up to 2% with Rho Platinum), a savings account paying up to 1.00% APY on a $25,000 average balance with up to $75M in FDIC insurance through a network of 400+ banks, Treasury from a $50,000 minimum, and $1M+ in partner rewards.

Eligibility

Who it's for

Funding / backing
Incorporated
Geography
US
Recurring / expiry
Ongoing; yields and cashback terms can change.
Other requirements
A US-incorporated LLC or corporation with an EIN; sole proprietorships are not eligible. Rho Platinum cashback requires routing payroll and revenue through Rho and holding most company assets there. Treasury requires $50,000.
How to claim

How to apply for Rho Business Banking + Treasury

What to have ready
  • Your incorporation details (EIN or company registration)
Steps to apply
  1. 1Apply at rho.co, open an account, fund it to access treasury, cards, and any active deposit bonus.
Good to know: Re-verified on rho.co on 2026-09-25.
Value is the headline maximum Rho advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.
If you don't qualify

Compare other banking & fintech programs

Rho Business Banking + Treasury has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Questions

Rho Business Banking + Treasury: common questions

What do you get with Rho Business Banking + Treasury?

Rho Business Banking + Treasury offers up to 2% cashback on cards (Rho Platinum) + free business checking.

Who qualifies for Rho Business Banking + Treasury?

Rho Business Banking + Treasury is for incorporated startups in the US. A US-incorporated LLC or corporation with an EIN; sole proprietorships are not eligible. Rho Platinum cashback requires routing payroll and revenue through Rho and holding most company assets there. Treasury requires $50,000.

How do I apply for Rho Business Banking + Treasury?

Apply at rho.co, open an account, fund it to access treasury, cards, and any active deposit bonus.

How long do I have to use Rho Business Banking + Treasury, and does it expire?

Ongoing; yields and cashback terms can change.

Is Rho Business Banking + Treasury available outside the US?

Rho Business Banking + Treasury is available in the US.

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