Monzo Business Lite (free)

UK bank with a free Lite business account for startups and small businesses, opened the same day in most cases.

MonzoUpdated weekly · checked 5 h ago

Monzo Business Lite (free) is a banking and fintech perk from Monzo, offering a free Lite plan (no monthly fee); Pro at £9/mo, for startups in the UK, no funding required.

Value: Free Lite plan
Who qualifies: No funding needed
Benefit type: Free plan
Terms: Verified

Apply at Monzo

What you get

Inside Monzo Business Lite (free)

Free Lite business account with everyday banking; 80%+ of accounts open the same day.

Source: The provider's official program page

Eligibility

Who it's for

uk business-account no-monthly-fee

Funding / backing: No funding needed
Geography: United Kingdom
Recurring / expiry: Ongoing
Other requirements: UK-registered business or sole trader.

How to claim

How to apply for Monzo Business Lite (free)

What to have ready

Your incorporation details (EIN or company registration)
A company email on your own website domain (not a personal address)

Steps to apply

1Apply in the Monzo app

Good to know: Added 2026-08-18; source URL verified live and on the provider's own domain.

Apply at Monzo

Source: The provider's official program page

Value is the headline maximum Monzo advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.

If you don't qualify

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