Bluevine Business Checking (Standard)
No-fee business checking with up to $3M FDIC coverage and interest on balances.
Bluevine Business Checking (Standard) is a banking and fintech perk from Bluevine, offering up to 3.0% APY, for startups in the US.
- Value
- Up to 3.0% APY
- Who qualifies
- Any startup
- Benefit type
- Free plan
- Terms
- Verified
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Also useful for banking and incorporation
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- Bluevine Business Checking Standard plan has no monthly fee: earn 1.3% APY when you meet a monthly activity goal, get FDIC insurance up to $3M per depositor through Coastal Community Bank's partner-bank network, plus payments and bill pay.
- Paid Plus ($30/mo) and Premier ($95/mo) tiers add higher APY (up to 3.0%), each waivable under conditions.
Source: The provider's official program page (bluevine.com/business-checking) · as of Oct 5, 2026
Who it's for
- Funding / backing
- Any startup
- Geography
- United States
- Recurring / expiry
- Ongoing; Standard plan is free.
- Other requirements
- Some treasury features exclude finance, insurance, and mining businesses and Nevada-based businesses.
How to apply for Bluevine Business Checking (Standard)
- 1Apply online at bluevine.com; non-US founders may apply with a passport plus a US legal address.
Source: The provider's official program page (bluevine.com/business-checking) · as of Oct 5, 2026
Compare other banking & fintech programs
Bluevine Business Checking (Standard) has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.
Bluevine Business Checking (Standard): common questions
What do you get with Bluevine Business Checking (Standard)?
Bluevine Business Checking (Standard) offers up to 3.0% APY. Bluevine Business Checking Standard plan has no monthly fee: earn 1.3% APY when you meet a monthly activity goal, get FDIC insurance up to $3M per depositor through Coastal Community Bank's partner-bank network, plus payments and bill pay. Paid Plus ($30/mo) and Premier ($95/mo) tiers add higher APY (up to 3.0%), each waivable under conditions.
Who qualifies for Bluevine Business Checking (Standard)?
Bluevine Business Checking (Standard) is for startups in the US. Some treasury features exclude finance, insurance, and mining businesses and Nevada-based businesses.
Do I need to be VC-backed or in an accelerator to get Bluevine Business Checking (Standard)?
No. Bluevine Business Checking (Standard) is open to any startup that meets the stated criteria, no investor or accelerator backing required.
How do I apply for Bluevine Business Checking (Standard)?
Apply online at bluevine.com; non-US founders may apply with a passport plus a US legal address.
How long do I have to use Bluevine Business Checking (Standard), and does it expire?
Ongoing; Standard plan is free.
Is Bluevine Business Checking (Standard) available outside the US?
Bluevine Business Checking (Standard) is available in the US.
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