Banking & FintechFree plan

Finom Free Business Account

European business account for freelancers and SMEs with a €0 plan, free cards and up to 3% cashback on business spend.

FinomUpdated weekly · checked 37 min ago

Finom Free Business Account is a banking and fintech perk from Finom, offering a €0 plan with free cards; up to 3% cashback, for startups in Germany, France, Italy and 2 other regions, no funding required.

Who qualifies
No funding needed
Benefit type
Free plan
Apply at Finom
What you get

Inside Finom Free Business Account

Free-tier business account with invoicing, international payments and up to 3% cashback; local IBANs across the EU.

Source: The provider's official program page

Eligibility

Who it's for

europebusiness-accountcashbackfreelancers
Funding / backing
No funding needed
Geography
Germany, France, Italy, Netherlands, Spain
Recurring / expiry
Ongoing
How to claim

How to apply for Finom Free Business Account

What to have ready
  • A company email on your own website domain (not a personal address)
Steps to apply
  1. 1Open an account at finom.co
Good to know: Available in Germany, France, Italy, Netherlands, Belgium, Spain, Poland, Portugal, Austria, Ireland. Added 2026-08-18; source URL verified live and on the provider's own domain.
Apply at Finom

Source: The provider's official program page

Value is the headline maximum Finom advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.
If you don't qualify

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Finom Free Business Account has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

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Free
Questions

Finom Free Business Account: common questions

What do you get with Finom Free Business Account?

Finom Free Business Account offers a €0 plan with free cards; up to 3% cashback.

Who qualifies for Finom Free Business Account?

Finom Free Business Account is for startups in Germany, France, Italy and 2 other regions, no funding required.

Do I need to be VC-backed or in an accelerator to get Finom Free Business Account?

No. Finom Free Business Account is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Finom Free Business Account?

Open an account at finom.co

How long do I have to use Finom Free Business Account, and does it expire?

Ongoing

Is Finom Free Business Account available outside the US?

Finom Free Business Account is available in Germany, France, Italy and 2 other regions.

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