Banking & FintechFree plan

Settle Launch (free plan)

Free accounts-payable and bill-pay platform (Launch plan): unlimited seats and transactions, procurement, accounting integrations, and free ACH/checks/domestic wires, with optional working-capital financing from $20K to $15M for approved customers.

SettleUpdated weekly · may be out of date · checked 3 wk ago

Settle Launch (free plan) is a banking and fintech perk from Settle, free to use, for startups in the US, no funding required.

Value: Free
Who qualifies: No funding needed
Benefit type: Free plan
Terms: Stated by provider

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What you get

Inside Settle Launch (free plan)

Launch (free): unlimited seats and transactions, core AP, procurement, working-capital access, accounting integrations, and free ACH/Fast ACH/paper checks/domestic wires ($15 international wire).
Accelerate ($199/mo) adds volume-based costs, automated 3-way matching, free international wires, and a dedicated success manager.
Flat pricing with no per-user or transaction fees; working-capital financing $20K-$15M for approved customers.

Source: The provider's official program page · as of Sep 9, 2026

Eligibility

Who it's for

us-business ap-automation ecommerce-brands

Funding / backing: No funding needed
Geography: United States
Recurring / expiry: Ongoing
Other requirements: Working-capital financing subject to approval.

How to claim

How to apply for Settle Launch (free plan)

What to have ready

A company email on your own website domain (not a personal address)

Steps to apply

1Sign up for the free Launch plan at settle.com; apply separately for working capital.

Good to know: Popular with ecommerce/CPG brands but usable by any US startup needing free AP/bill pay. Added 2026-08-18; source URL verified live and on the provider's own domain.

Apply at Settle

Source: The provider's official program page · as of Sep 9, 2026

Value is the headline maximum Settle advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.

If you don't qualify

Compare other banking & fintech programs

Settle Launch (free plan) has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

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Up to $3K credits

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Global…

WorldFirst World Account (free)

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Free

Questions

Settle Launch (free plan): common questions

What do you get with Settle Launch (free plan)?

Settle Launch (free plan) is free to use. Launch (free): unlimited seats and transactions, core AP, procurement, working-capital access, accounting integrations, and free ACH/Fast ACH/paper checks/domestic wires ($15 international wire). Accelerate ($199/mo) adds volume-based costs, automated 3-way matching, free international wires, and a dedicated success manager. Flat pricing with no per-user or transaction fees; working-capital financing $20K-$15M for approved customers.

Who qualifies for Settle Launch (free plan)?

Settle Launch (free plan) is for startups in the US, no funding required. Working-capital financing subject to approval.

Do I need to be VC-backed or in an accelerator to get Settle Launch (free plan)?

No. Settle Launch (free plan) is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Settle Launch (free plan)?

How long do I have to use Settle Launch (free plan), and does it expire?

Ongoing

Is Settle Launch (free plan) available outside the US?

Settle Launch (free plan) is available in the US.