Mettle Business Account

Free UK business account for the self-employed, backed by NatWest.

Mettle by NatWestUpdated weekly · checked 5 h ago

Mettle Business Account is a banking and fintech perk from Mettle by NatWest, offering a free business bank account for sole traders and small limited companies, for startups in the UK, no funding required.

Value
Free
Who qualifies
No funding needed
Benefit type
Free plan
What you get

Inside Mettle Business Account

A free business account for sole traders and limited companies (up to two owners) with money pots, savings pot, invoicing, Making Tax Digital tools and bundled FreeAgent accounting.

Eligibility

Who it's for

Funding / backing
No funding needed
Geography
United Kingdom
Recurring / expiry
Ongoing
Other requirements
For sole traders and limited companies with up to two owners.
How to claim

How to apply for Mettle Business Account

What to have ready
  • A company email on your own website domain (not a personal address)
Steps to apply
  1. 1Check eligibility and open an account on the Mettle site.
Good to know: Added 2026-08-18 (breadth expansion); source URL verified live (HTTP 200) and on the provider's own domain.
Value is the headline maximum Mettle by NatWest advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.
If you don't qualify

Compare other banking & fintech programs

Mettle Business Account has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Questions

Mettle Business Account: common questions

What do you get with Mettle Business Account?

Mettle Business Account offers a free business bank account for sole traders and small limited companies.

Who qualifies for Mettle Business Account?

Mettle Business Account is for startups in the UK, no funding required. For sole traders and limited companies with up to two owners.

Do I need to be VC-backed or in an accelerator to get Mettle Business Account?

No. Mettle Business Account is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Mettle Business Account?

Check eligibility and open an account on the Mettle site.

How long do I have to use Mettle Business Account, and does it expire?

Ongoing

Is Mettle Business Account available outside the US?

Mettle Business Account is available in the UK.

Related

Other Banking & Fintech programs

Compared side by side in Best Business Bank Accounts for Startups.

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