XRates FX Rates API

XRates provides a free tier for foreign exchange rate data with no credit card required.

XRatesUpdated monthly · checked 2 d ago

XRates FX Rates API is a banking and fintech perk from XRates, offering 100 free API requests per month, with no funding required.

Value: Free
Who qualifies: No funding needed
Benefit type: Free plan
Terms: Verified

Apply at XRates

While you apply

Also useful for banking and incorporation

Applying to XRates takes a few minutes. Shown only because they fit what this page is about, and ordered by that fit (70%) and what a referral is expected to earn us (30%). We may earn a commission if you sign up through one of these, at no cost to you. They never change the ranking of this page.

DeelGlobal payroll, contractors and EOR hiring, with free HR toolsUp to $500Referral link

EveryStartup banking, payroll, bookkeeping and tax in one platformFree incorporationReferral link

PapermarkOpen-source data room: share your deck and see who read itFree planReferral link

What you get

Inside XRates FX Rates API

XRates' free tier gives 100 API requests per month at $0 forever, with no credit card, covering latest and historical exchange rates (USD base, 1 year of history) for 45+ currencies.
Paid plans start at $9 a month for more requests and any base currency.

Source: The provider's official program page · as of Oct 13, 2026

Eligibility

Who it's for

Developers Any startup

Funding / backing: No funding needed
Geography: Global
Recurring / expiry: Ongoing free tier; 100 requests per month.

How to claim

How to apply for XRates FX Rates API

What to have ready

A short description of what your startup does
A company email on your own domain

Steps to apply

1Create a free account at xratesapi.com and get an API key instantly.

Good to know: Re-verified 2026-10-13 on xratesapi.com/free-exchange-rate-api: 'Start with 100 free API requests per month. No credit card required.'

Apply at XRates

Source: The provider's official program page · as of Oct 13, 2026

Value is the headline maximum XRates advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not endorsed by the programs listed. A link labeled as a referral link may earn us a commission. Confirm current terms on the provider's page.

Questions

XRates FX Rates API: common questions

What do you get with XRates FX Rates API?

XRates FX Rates API offers 100 free API requests per month. XRates' free tier gives 100 API requests per month at $0 forever, with no credit card, covering latest and historical exchange rates (USD base, 1 year of history) for 45+ currencies. Paid plans start at $9 a month for more requests and any base currency.

Who qualifies for XRates FX Rates API?

XRates FX Rates API is open to any startup, with no funding required.

Do I need to be VC-backed or in an accelerator to get XRates FX Rates API?

No. XRates FX Rates API is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for XRates FX Rates API?

Create a free account at xratesapi.com and get an API key instantly.

How long do I have to use XRates FX Rates API, and does it expire?

Ongoing free tier; 100 requests per month.

Is XRates FX Rates API available outside the US?

XRates FX Rates API is available globally, subject to the provider's terms.