Zoho Expense Free plan

Zoho Expense is an expense management app. Its Free plan is $0 for small businesses starting out, limited to 3 users.

ZohoUpdated monthly · checked 22 h ago

Zoho Expense Free plan is a banking and fintech perk from Zoho, offering a free plan (up to 3 users), with no funding required.

Who qualifies
No funding needed
Benefit type
Free plan

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While you apply

Also useful for bookkeeping, tax and finance

Applying to Zoho takes a few minutes. Referral links, picked for fit and ordered by fit (70%) and what a signup earns us (30%), at no cost to you. They never change this page's ranking.

What you get

Inside Zoho Expense Free plan

The Zoho Expense Free plan is $0 for small businesses looking to start their expense management journey. It includes receipt capture with AI-powered OCR, expense reports, expense tracking via personal cards, mileage expenses, accounting integrations, multi-currency expenses and 5 GB of receipt storage. It is limited to 3 users. The Standard plan is a paid per-user plan.

Eligibility

Who it's for

Funding / backing
No funding needed
Geography
Global
Recurring / expiry
Free plan with no time limit.
Other requirements
The Free plan is limited to 3 users and 20 receipt scans per user a month.
How to claim

How to apply for Zoho Expense Free plan

Steps to apply
  1. 1Sign up free on zoho.com/expense.
Good to know: Plans read on zoho.com/expense/pricing on October 28, 2026.
Value is the headline maximum Zoho advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. A comparison, not endorsed by the programs listed. A link labeled as a referral link may earn us a commission, and a program labeled Same owner comes from the company that runs StartupPerks. Confirm current terms on the provider's page.
Through your bank or card

Other ways to get a deal on Zoho

Mercury gives its customers a deal on Zoho. It is separate from Zoho Expense Free plan, with its own conditions, and partners usually allow one startup deal per company, so compare who qualifies before you apply.

Read from each platform's own perks page on or after October 28, 2026.

Questions

Zoho Expense Free plan: common questions

Is Zoho free?

Yes, Zoho can be used for free. Free plan (up to 3 users). As stated on Zoho's own page, linked on this page.

Who qualifies for Zoho Expense Free plan?

Zoho Expense Free plan is open to any startup, with no funding required. The Free plan is limited to 3 users and 20 receipt scans per user a month.

Do I need to be VC-backed or in an accelerator to get Zoho Expense Free plan?

No. Zoho Expense Free plan is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Zoho Expense Free plan?

Sign up free on zoho.com/expense.

How long do I have to use Zoho Expense Free plan, and does it expire?

Free plan with no time limit.

Is Zoho Expense Free plan available outside the US?

Zoho Expense Free plan is available globally, subject to the provider's terms.

Free expense management, comparedZoho Expense's free plan next to every other free expense platformWhat each expense platform gives you free today, its main limit and what the first paid plan costs, read from each provider's own page.
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