Mercury (startup banking + Perks marketplace)
Fee-free startup business banking with a partner-perks marketplace.
Mercury (startup banking + Perks marketplace) is a banking and fintech perk from Mercury, offering free business banking + partner perks marketplace, for startups in the US, no funding required.
Inside Mercury (startup banking + Perks marketplace)
Business banking with no monthly fee on the base Mercury plan (Mercury Plus at $35/month and Pro at $350/month are optional), no minimum balance, up to $5M in FDIC insurance through its partner banks' sweep networks, a 1.5% cashback IO card with no personal guarantee, and a perks marketplace of partner discounts on hundreds of tools, including AWS and Google Cloud.
Who it's for
- Funding / backing
- No funding needed
- Geography
- US
- Recurring / expiry
- Ongoing perks marketplace; individual partner offers have their own terms.
- Other requirements
- A US-registered company (LLC, corporation, partnership or non-profit) with an EIN; founders can live outside the US. Sole proprietorships and trusts are not supported. Perks are third-party partner offers.
How to apply for Mercury (startup banking + Perks marketplace)
- Your incorporation details (EIN or company registration)
- 1Open a Mercury account (US entity required) and access perks from the dashboard.
Compare other banking & fintech programs
Mercury (startup banking + Perks marketplace) has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.
Mercury (startup banking + Perks marketplace): common questions
What do you get with Mercury (startup banking + Perks marketplace)?
Mercury (startup banking + Perks marketplace) offers free business banking + partner perks marketplace.
Who qualifies for Mercury (startup banking + Perks marketplace)?
Mercury (startup banking + Perks marketplace) is for startups in the US, no funding required. A US-registered company (LLC, corporation, partnership or non-profit) with an EIN; founders can live outside the US. Sole proprietorships and trusts are not supported. Perks are third-party partner offers.
Do I need to be VC-backed or in an accelerator to get Mercury (startup banking + Perks marketplace)?
No. Mercury (startup banking + Perks marketplace) is open to any startup that meets the stated criteria, no investor or accelerator backing required.
How do I apply for Mercury (startup banking + Perks marketplace)?
Open a Mercury account (US entity required) and access perks from the dashboard.
How long do I have to use Mercury (startup banking + Perks marketplace), and does it expire?
Ongoing perks marketplace; individual partner offers have their own terms.
Is Mercury (startup banking + Perks marketplace) available outside the US?
Mercury (startup banking + Perks marketplace) is available in the US.
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