Lili Core (Free Business Checking)
Free business checking for sole proprietors and small businesses, with savings interest and up to $3M in FDIC insurance.
Lili Core (Free Business Checking) is a banking and fintech perk from Lili, offering free business checking with no monthly fees, for startups in the US.
- Value
- Free
- Who qualifies
- Any startup
- Benefit type
- Free plan
- Terms
- Verified
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Also useful for banking and incorporation
Applying to Lili takes a few minutes.
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doolaUS LLC or C-Corp formation for founders in any country, no US residency or SSN needed30-day bookkeeping trial (opens in new tab)Inside Lili Core (Free Business Checking)
- Lili Core is a $0/month business checking account with a Lili Visa Debit Card, no minimum deposit and a savings account (2.25% APY up to $500,000, 4.00% APY from $500,000 to $1,000,000, variable).
- Paid plans (Pro $15, Smart $35, Premium $55 per month) each start with a 30-day free trial.
Source: The provider's official program page (lili.co/plans) · as of Oct 13, 2026
Who it's for
- Funding / backing
- Any startup
- Geography
- United States
- Recurring / expiry
- Ongoing; Core plan is free.
- Other requirements
- International wire transfers limited to legal entities (LLCs, corporations, partnerships). Lili is a fintech; banking via partner bank.
How to apply for Lili Core (Free Business Checking)
- Your incorporation details (EIN or company registration)
- 1Sign up at lili.co;
- 2Core plan has no monthly fee and no minimum balance.
Source: The provider's official program page (lili.co/plans) · as of Oct 13, 2026
Compare other banking & fintech programs
Lili Core (Free Business Checking) has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.
Lili Core (Free Business Checking): common questions
What do you get with Lili Core (Free Business Checking)?
Lili Core (Free Business Checking) offers free business checking with no monthly fees. Lili Core is a $0/month business checking account with a Lili Visa Debit Card, no minimum deposit and a savings account (2.25% APY up to $500,000, 4.00% APY from $500,000 to $1,000,000, variable). Paid plans (Pro $15, Smart $35, Premium $55 per month) each start with a 30-day free trial.
Who qualifies for Lili Core (Free Business Checking)?
Lili Core (Free Business Checking) is for startups in the US. International wire transfers limited to legal entities (LLCs, corporations, partnerships). Lili is a fintech; banking via partner bank.
Do I need to be VC-backed or in an accelerator to get Lili Core (Free Business Checking)?
No. Lili Core (Free Business Checking) is open to any startup that meets the stated criteria, no investor or accelerator backing required.
How do I apply for Lili Core (Free Business Checking)?
Sign up at lili.co; Core plan has no monthly fee and no minimum balance.
How long do I have to use Lili Core (Free Business Checking), and does it expire?
Ongoing; Core plan is free.
Is Lili Core (Free Business Checking) available outside the US?
Lili Core (Free Business Checking) is available in the US.
Programs like Lili Core (Free Business Checking)
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