Banking & FintechCash & rewards

Flex Business Banking & Cards

Business banking and corporate cards for founders and SMBs: a Reward Card earning 2% cash back or points on business spend, a Net-60 card (0% interest for 60 days or 1.75% cash back), bill pay, and dynamic working capital / lines of credit.

FlexUpdated weekly · checked 5 h ago

Flex Business Banking & Cards is a banking and fintech perk from Flex, offering 2% cash back business card; Net-60 0% for 60 days; banking + working capital, for startups in the US, no funding required.

Value: 2% cash back
Who qualifies: No funding needed
Benefit type: Cash & rewards
Terms: Stated by provider

Apply at Flex

What you get

Inside Flex Business Banking & Cards

Reward Card: 2% cash back or points on business spend.
Net-60 Card: 0% interest for 60 days, or 1.75% cash back or points.
Flex Elite (founder personal card): 5% back, unlimited.
Plus business banking, bill pay ('Bill Pay Later' with 60 days of terms), dynamic working capital, business lines of credit, and AR financing.
Flex is a fintech (not a bank); banking via Column N.A. and Lead Bank.

Source: The provider's official program page

Eligibility

Who it's for

us-business corporate-card founders working-capital

Funding / backing: No funding needed
Geography: United States
Recurring / expiry: Ongoing
Other requirements: Card approval and net-60 terms subject to underwriting.

How to claim

How to apply for Flex Business Banking & Cards

What to have ready

A company email on your own website domain (not a personal address)

Steps to apply

1Apply online at flex.one for banking and cards.

Good to know: Formerly Flexbase; flexbase.app now 301-redirects to flex.one. Added 2026-08-18; source URL verified live and on the provider's own domain.

Apply at Flex

Source: The provider's official program page

Value is the headline maximum Flex advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.

If you don't qualify

Compare other banking & fintech programs

Flex Business Banking & Cards has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Stripe Atlas (Incorporation + Credits + Perks)

Stripe

Up to $3K credits

Wise Business Account

Wise

3.4% APY

Payoneer Business Account

Payoneer

Global…

WorldFirst World Account (free)

WorldFirst

Free

Questions

Flex Business Banking & Cards: common questions

What do you get with Flex Business Banking & Cards?

Flex Business Banking & Cards offers 2% cash back business card; Net-60 0% for 60 days; banking + working capital. Reward Card: 2% cash back or points on business spend. Net-60 Card: 0% interest for 60 days, or 1.75% cash back or points. Flex Elite (founder personal card): 5% back, unlimited. Plus business banking, bill pay ('Bill Pay Later' with 60 days of terms), dynamic working capital, business lines of credit, and AR financing. Flex is a fintech (not a bank); banking via Column N.A. and Lead Bank.

Who qualifies for Flex Business Banking & Cards?

Flex Business Banking & Cards is for startups in the US, no funding required. Card approval and net-60 terms subject to underwriting.

Do I need to be VC-backed or in an accelerator to get Flex Business Banking & Cards?

No. Flex Business Banking & Cards is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Flex Business Banking & Cards?

Apply online at flex.one for banking and cards.

How long do I have to use Flex Business Banking & Cards, and does it expire?

Ongoing

Is Flex Business Banking & Cards available outside the US?

Flex Business Banking & Cards is available in the US.