Melio Go (Free Bill Pay)

Free accounts-payable / bill-pay plan with 5 free ACH bank transfers per month.

MelioUpdated monthly · checked 16 h ago

Melio Go (Free Bill Pay) is a finance and ops perk from Melio, offering 90 days of unlimited free ACH payments, for startups in the US, no funding required.

Value: Free
Who qualifies: No funding needed
Benefit type: Free plan
Terms: Verified

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While you apply

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Applying to Melio takes a few minutes.

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What you get

Inside Melio Go (Free Bill Pay)

Melio's Go plan has no subscription fee and includes 5 free ACH/bank-transfer payments per month (then $0.50 each), plus bill capture, a dedicated inbox, international payments, and free invoicing and payment links.
Card payments cost 2.9%; same-day ACH is 1% ($75 max) and overnight check delivery is $50.

Source: The provider's official program page (melio.com/pricing) · as of Nov 14, 2026

Eligibility

Who it's for

US No funding needed Free plan

Funding / backing: No funding needed
Geography: United States
Recurring / expiry: Free plan; the 5 free ACH payments reset monthly.

How to claim

How to apply for Melio Go (Free Bill Pay)

Steps to apply

1Sign up for a free Melio account on the Go plan.

Apply at Melio

Source: The provider's official program page (melio.com/pricing) · as of Nov 14, 2026

Confirmed on November 14, 2026: the page still states “90 days of unlimited free ACH payments”

Value is the headline maximum Melio advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. A comparison, not endorsed by the programs listed. A program labeled Same owner comes from the company that runs StartupPerks. Confirm current terms on the provider's page.

If you don't qualify

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Questions

Melio Go (Free Bill Pay): common questions

What do you get with Melio Go (Free Bill Pay)?

Melio Go (Free Bill Pay) offers 90 days of unlimited free ACH payments. Melio's Go plan has no subscription fee and includes 5 free ACH/bank-transfer payments per month (then $0.50 each), plus bill capture, a dedicated inbox, international payments, and free invoicing and payment links. Card payments cost 2.9%; same-day ACH is 1% ($75 max) and overnight check delivery is $50.

Who qualifies for Melio Go (Free Bill Pay)?

Melio Go (Free Bill Pay) is for startups in the US, no funding required.

Do I need to be VC-backed or in an accelerator to get Melio Go (Free Bill Pay)?

No. Melio Go (Free Bill Pay) is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Melio Go (Free Bill Pay)?

How long do I have to use Melio Go (Free Bill Pay), and does it expire?

Free plan; the 5 free ACH payments reset monthly.

Is Melio Go (Free Bill Pay) available outside the US?

Melio Go (Free Bill Pay) is available in the US.