Finance & OpsFree plan

Open Money Startup plan

Open Money is an Indian business banking and finance operations platform that connects company bank accounts, payments, treasury and compliance filings. Its startup plan is free until monthly outflow passes ₹2 Cr.

Open MoneyUpdated monthly · checked 13 h ago

Open Money Startup plan is a finance and ops perk from Open Money, free up to ₹2 Cr monthly outflow, for startups in India, no funding required.

Who qualifies
No funding needed
Benefit type
Free plan

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While you apply

Also useful for banking and incorporation

Applying to Open Money takes a few minutes. Referral links, picked for fit and ordered by fit (70%) and what a signup earns us (30%), at no cost to you. They never change this page's ranking.

What you get

Inside Open Money Startup plan

  • Open's startup page lists a free tier for early-stage founders who run finance themselves.
  • It covers connecting up to 3 banks, 2 entities and a single GSTIN, auto-tagged bank statements, single and bulk payments by NEFT, RTGS, IMPS and UPI with an approval matrix, treasury tools such as auto-sweep into FDs and a runway tracker, GST, TDS, ROC and advance tax filing drafts, and an auto-drafted monthly investor update.
  • Open says it is free up to ₹2 Cr monthly outflow, and pay-as-you-grow beyond that, with no card needed to start.
Eligibility

Who it's for

Funding / backing
No funding needed
Geography
India
Recurring / expiry
Free while monthly outflow stays under ₹2 Cr, then pay-as-you-grow.
Other requirements
The free tier is limited to 3 banks, 2 entities and a single GSTIN, and monthly outflow above ₹2 Cr moves to pay-as-you-grow pricing. The page does not name a funding stage or company age limit.
How to claim

How to apply for Open Money Startup plan

Steps to apply
  1. 1Use the Start free button on the Open startups page, which leads to the contact sales form.
Good to know: The page is marketing copy and does not publish the post-limit prices, so ask what pay-as-you-grow costs before moving your main accounts.
Value is the headline maximum Open Money advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. A comparison, not endorsed by the programs listed. A link labeled as a referral link may earn us a commission, and a program labeled Same owner comes from the company that runs StartupPerks. Confirm current terms on the provider's page.
If you don't qualify

Compare other finance & ops programs

Open Money Startup plan has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Questions

Open Money Startup plan: common questions

Is Open Money free?

Yes, Open Money can be used for free. Free up to ₹2 Cr monthly outflow. As stated on Open Money's own page, linked on this page.

Who qualifies for Open Money Startup plan?

Open Money Startup plan is for startups in India, no funding required. The free tier is limited to 3 banks, 2 entities and a single GSTIN, and monthly outflow above ₹2 Cr moves to pay-as-you-grow pricing. The page does not name a funding stage or company age limit.

Do I need to be VC-backed or in an accelerator to get Open Money Startup plan?

No. Open Money Startup plan is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Open Money Startup plan?

Use the Start free button on the Open startups page, which leads to the contact sales form.

How long do I have to use Open Money Startup plan, and does it expire?

Free while monthly outflow stays under ₹2 Cr, then pay-as-you-grow.

Is Open Money Startup plan available outside the US?

Open Money Startup plan is available in India.

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