Fondo Tax Credits + Startup Bookkeeping (YC partner deal)

Success-fee R&D tax credit recovery plus startup bookkeeping and tax filing, with a capped fee for YC companies.

FondoUpdated monthly · checked 10 h ago

Fondo Tax Credits + Startup Bookkeeping (YC partner deal) is a finance and ops perk from Fondo, which helps you claim up to $500,000 per year in R&D tax credits, for startups in the US that have raised under $5M, no funding required.

Value
Up to $500K per year in R&D tax credits
Who qualifies
No funding needed
Benefit type
Discount

Get new Finance & Ops programs by email

Get an email if Fondo Tax Credits + Startup Bookkeeping (YC partner deal) closes, changes its offer or sets a deadline. Also every new Finance & Ops program as it opens. Unsubscribe in one click.

While you apply

Also useful for bookkeeping, tax and finance

Applying to Fondo takes a few minutes.

What you get

Inside Fondo Tax Credits + Startup Bookkeeping (YC partner deal)

  • R&D tax credit filing on a success-fee basis (startups recover an average of ~$21,000, up to $500,000/year, from the IRS);
  • Fondo's fee typically does not exceed 20% of the amount recovered, and the Y Combinator partner deal caps the fee at 15%.
  • Also offers monthly/quarterly/annual bookkeeping and startup tax filing.

Source: The provider's official program page (fondo.com/tax-credits) · as of Nov 14, 2026

Eligibility

Who it's for

Funding / backing
No funding needed
Startup stage
Pre-seed, Seed, Series A
Funding-raised cap
Under $5.0M raised
Geography
US
Recurring / expiry
R&D credit claimed annually; you only pay if Fondo recovers money.
Other requirements
R&D credit payroll offset generally requires under $5M in gross receipts and US employees/contractors doing product development. The 15% fee cap requires being a Y Combinator company (referral-gated); the standard cap is 20%.
How to claim

How to apply for Fondo Tax Credits + Startup Bookkeeping (YC partner deal)

What to have ready
  • Proof you have raised under $5.0M
Steps to apply
  1. 1Sign up at Fondo and complete the R&D credit qualification review;
  2. 2YC companies apply via the YC partner deal for the 15% fee cap.
Good to know: YC W18 company. Core service open to any startup; the fee-cap perk is YC-gated. Up to $500,000 per year is the federal R&D tax credit a company may claim against payroll taxes. The government pays it and its size depends on your own qualifying R&D spending; Fondo's offer is identifying, filing and applying the credit for a fee.

Source: The provider's official program page (fondo.com/tax-credits) · as of Nov 14, 2026

Confirmed on : the page still states “you may be eligible for up to $500,000 per year in R&D tax credits — even if you’re pre-revenue.”

Value is the headline maximum Fondo advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. A comparison, not endorsed by the programs listed. A program labeled Same owner comes from the company that runs StartupPerks. Confirm current terms on the provider's page.
Through your bank or card

Other ways to get a deal on Fondo

Mercury gives its customers a deal on Fondo. It is separate from Fondo Tax Credits + Startup Bookkeeping (YC partner deal), with its own conditions, and partners usually allow one startup deal per company, so compare who qualifies before you apply.

Read from each platform's own perks page on or after October 28, 2026.

If you don't qualify

Compare other finance & ops programs

Fondo Tax Credits + Startup Bookkeeping (YC partner deal) has eligibility restrictions. These alternatives have no accelerator or investor requirement. Check each provider’s current terms and availability.

Questions

Fondo Tax Credits + Startup Bookkeeping (YC partner deal): common questions

What does Fondo Tax Credits + Startup Bookkeeping (YC partner deal) help you claim?

Fondo Tax Credits + Startup Bookkeeping (YC partner deal) helps you claim up to $500,000 per year in R&D tax credits. The credit is paid by the government and depends on your own qualifying spending; the program's own offer is the service that claims it. R&D tax credit filing on a success-fee basis (startups recover an average of ~$21,000, up to $500,000/year, from the IRS); Fondo's fee typically does not exceed 20% of the amount recovered, and the Y Combinator partner deal caps the fee at 15%. Also offers monthly/quarterly/annual bookkeeping and startup tax filing.

Who qualifies for Fondo Tax Credits + Startup Bookkeeping (YC partner deal)?

Fondo Tax Credits + Startup Bookkeeping (YC partner deal) is for pre-seed, seed and Series A startups in the US that have raised under $5M, no funding required. R&D credit payroll offset generally requires under $5M in gross receipts and US employees/contractors doing product development. The 15% fee cap requires being a Y Combinator company (referral-gated); the standard cap is 20%.

Do I need to be VC-backed or in an accelerator to get Fondo Tax Credits + Startup Bookkeeping (YC partner deal)?

No. Fondo Tax Credits + Startup Bookkeeping (YC partner deal) is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Fondo Tax Credits + Startup Bookkeeping (YC partner deal)?

Sign up at Fondo and complete the R&D credit qualification review; YC companies apply via the YC partner deal for the 15% fee cap.

How long do I have to use Fondo Tax Credits + Startup Bookkeeping (YC partner deal), and does it expire?

R&D credit claimed annually; you only pay if Fondo recovers money.

Is Fondo Tax Credits + Startup Bookkeeping (YC partner deal) available outside the US?

Fondo Tax Credits + Startup Bookkeeping (YC partner deal) is available in the US.

Has Fondo Tax Credits + Startup Bookkeeping (YC partner deal) changed its terms?

Not in our reads. We have read Fondo's page for it 3 times since August 14, 2026, most recently on November 13, 2026. None of them found a different figure or a change in whether it takes applications.

Terms history

Fondo Tax Credits + Startup Bookkeeping (YC partner deal)'s terms over time

We have read Fondo's page for it (fondo.com/tax-credits) 3 times since August 14, 2026, most recently on November 13, 2026. No read has found a different figure or a change in whether it takes applications.

Every startup program change we found this quarter
Related

Programs like Fondo Tax Credits + Startup Bookkeeping (YC partner deal)

Compared side by side in Best Accounting and Finance Tools for Startups.

Are you from Fondo, or did you spot something out of date? Send us an update or partner with us.

Show this listing on your own site with a badge.