Puzzle Starter (free tier for early startups)

Free real-time accounting software for very early startups until they cross a transaction-volume threshold.

PuzzleUpdated weekly · checked 2 h ago

Puzzle Starter (free tier for early startups) is a finance and ops perk from Puzzle, free for startups, for startups in the US, no funding required.

Value: Free for startups
Who qualifies: No funding needed
Benefit type: Free plan
Terms: Verified

Apply at Puzzle

What you get

Inside Puzzle Starter (free tier for early startups)

Free Starter plan (AI auto-categorization, real-time financial statements, and burn/runway/ARR metrics) available at no cost until the business passes $20,000 in transaction volume. Every account also gets a 14-day trial with full Complete-plan access.

Source: The provider's official program page

Eligibility

Who it's for

Idea Pre-seed Seed No funding needed US

Funding / backing: No funding needed
Startup stage: Idea, Pre-seed, Seed
Geography: US
Recurring / expiry: Free until $20K transaction volume, then paid tiers begin (~$30/mo Starter, up to $360/mo Scale).
Other requirements: Free tier bounded by transaction volume, not funding stage.

How to claim

How to apply for Puzzle Starter (free tier for early startups)

What to have ready

A short description of what your startup does
A company email on your own domain

Steps to apply

1Create a Puzzle account and connect banking; no application needed for the free tier.

Good to know: Genuine free tier for pre-revenue/early startups. Verified live August 2026.

Apply at Puzzle

Source: The provider's official program page

Value is the headline maximum Puzzle advertises. What your company actually receives depends on your eligibility and how you use the program, and terms can change. Independent comparison, not affiliated with the programs listed. Confirm current terms on the provider's page.

If you don't qualify

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Credits

Questions

Puzzle Starter (free tier for early startups): common questions

What do you get with Puzzle Starter (free tier for early startups)?

Puzzle Starter (free tier for early startups) is free for startups.

Who qualifies for Puzzle Starter (free tier for early startups)?

Puzzle Starter (free tier for early startups) is for idea-stage, pre-seed and seed startups in the US, no funding required. Free tier bounded by transaction volume, not funding stage.

Do I need to be VC-backed or in an accelerator to get Puzzle Starter (free tier for early startups)?

No. Puzzle Starter (free tier for early startups) is open to any startup that meets the stated criteria, no investor or accelerator backing required.

How do I apply for Puzzle Starter (free tier for early startups)?

Create a Puzzle account and connect banking; no application needed for the free tier.

How long do I have to use Puzzle Starter (free tier for early startups), and does it expire?

Free until $20K transaction volume, then paid tiers begin (~$30/mo Starter, up to $360/mo Scale).

Is Puzzle Starter (free tier for early startups) available outside the US?

Puzzle Starter (free tier for early startups) is available in the US.

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